Did you know these great home loan assistance programs even existed? If not then you want to ask yourself why the loan officer you are working with hasn’t mentioned these great financing options to you Teachers or members of CALSTRS ( Wow! Members of CALSTRS can get an 80% 1st with a 17% 2nd, by splitting up the loan you avoid mortgage insurance, AND for the first 5 years you only make payments on 80% of your loan. The 2nd is a 5 year deferred interest payment..click here for more information.... VA Home Loans
Eligible veterans may qualify for 100% financing when they purchase their home, this is one of the highest LTV loans out there!..click here for more information... Moderate to Low Income?
You may qualify for 100% financing when you purchase in
These are just a few great loan programs out there that many loan officers are not even mentioning to the clients. All of the above loans do not have Mortgage Insurance, which means you may qualify for a higher loan amount since you don’t have the added mortgage Insurance payment like with FHA or many other loans and the interest rates are GREAT !
Please keep in mind that program availability and guidelines are subject to change. Full loan approval is based upon lenders acceptance of the documentation provided to them.
Call or email me today for a Prequalification or even if you would just like more information 949-683-5311
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